Vodacom Credit Card
Vodacom Credit Card offers the widest range of rewards which are aimed at
targeting and benefiting the general population of South Africa. Make sure to
weigh the rewards against the cost and interest rates of the credit card when
choosing and comparing South African credit
cards.
The Vodacom Credit Card, in association with the Vodacom Credit Card, not only
looks after your financial needs but offers you a range of rewards and benefits.
Benefits include offers and discounts on leisure, education, travel,
including 25% off the standard Mango Rate, (t & C apply). You also have the
opportunity to earn Yebo bucks every time you use your card for a transaction.
Vodacom Credit Cards Rates
Interest Free Period |
55 days |
Interest Rate |
Variable |
Loyalty subscription (monthly) |
R 33.00 |
Service/Card Fee |
Free |
Card Fee - If not a loyalty member (monthly) |
R 14.25 |
Tenant/Secondary Card - Service/Card Fee (monthly) |
R 9.16 |
Initiation fee (once off) |
R 115.00 |
Personal Delivery Fee (including card replacement fee) |
R 150.00 |
Debt Protection Plan 1 pm (per R1000 outstanding) |
R 3.00 |
Debt Protection Plan 2 pm (per R1000 outstanding) |
R 5.00 |
Cheque Clearance Fee |
R 175.00 |
Rejected Debit Order Handling Fee |
R 16.80 |
Debit Order Handling Fee |
Free |
Value-Add Services |
|
Yebo messaging (SMS and e-mail) |
Free |
Changes to account limits |
Free |
Email statements |
Free |
Lost card protection |
Free |
Online banking subscription |
Free |
Electronic transfer fee |
R8.00 |
Payment |
R 8.00 |
SMS to 3rd party |
Free |
Fax to 3rd party |
R 4.00 |
Payments & Purchases |
|
Credit card purchases |
Free |
Credit card budget purchase |
Free |
Cheque deposit fee (of the R’ value of Tax) |
R20.00 |
International currency conversion fee (of the R’ value of Tax) |
2.75% |
Cash Deposit |
|
Flat fee |
R 5.50 |
Plus % of transaction value |
1% |
Cash Withdrawal Fee- ATM |
|
Flat fee |
R 11.00 |
Plus % of transaction value |
1% |
Maximum charge |
n/a |
Branch Cash Withdrawals (FNB only) |
|
Flat fee |
R 30.00 |
Plus % of transaction value |
1.05% |
Maximum charge |
n/a |
Cash on Budget |
|
Flat fee |
R 30.00 |
Plus % of transaction value |
1.25% |
Maximum charge |
n/a |
Overseas Withdrawals: ATM & Counter Fee |
|
Flat fee |
R 23.50 |
Plus % of transaction value |
1% |
Balance Enquiries |
|
FNB ATM |
Free |
FNB branch |
R 4.00 |
International |
R 4.00 |
Saswitch ATM |
R 4.00 |
Mini ATM balance enquiry fee |
R 4.00 |
Statements |
|
FNB Mini ATM |
R3.50 |
FNB branch mini print fee |
R 3.50 |
FNB branch statement print fee (per page) |
R 4.50 |
Penalty Fees |
|
Declined authorisation fee |
R 5.50 |
Charges on unpaid cheque |
R 175.00 |
Over limit fee |
n/a |
Unpaid automatic payment |
R 175.00 |
Late payment fee |
n/a |
Balance transfer early settlement fee |
R 185.00 |
Reschedule fee |
R 55.00 |
Special arrangement fee |
R 195.00 |
Voucher Retrieval Request |
|
Local voucher |
R 55.00 |
International voucher |
R185.00 |
Additional Fees |
|
Arrears fee |
R 100.00 |
Dual statement fee (email and print) |
R 9.00 |
Section 129 letter fee |
R 33.78 |
